Insurance Products

One policy, one bill equals convenience and enhanced protection. We can combine your auto, home and other coverage in one comprehensive policy. We can start now with just your auto or home and 'package' the other coverage when your current policy expires.

• Get a Personal Auto Quote Request
• Get a Homeowner Quote Request
• Get Limit Guidelines from the Wizard
• Let the Wizard Estimate the Cost to Replace Your Possessions
• FAQs
• Glossary
• Articles and Checklists in Risk Alerts
• Request More Information
• Link to our Personal Package page

One little policy does a lot. A homeowner policy reimburses you for damage to your home from a variety of causes. If your home is totally destroyed or you cannot use it for a period of time, your homeowner policy will also cover that. The insurance extends to your home's contents and liability for damage to property of others or injury caused to someone by you or a family member. Your policy can be personalized to include greater levels of protection for important property, home office situations, liability for boat ownership and additions and alterations to your residence

• Get a quote for Homeowner, Condo Owner, Renters Insurance
• Get Limit Guidelines from the Wizard
• Let the Wizard Estimate the Cost to Replace Your Possessions
• FAQs
• Glossary
• Articles and Checklists in Risk Alerts
• Request More Information
• Link to our Homeowner, Condo Owner, Renters Insurance page

You need to protect yourself should your vehicle be damaged or stolen. Just as important, you need insurance for liability - property damage or injury to others caused by you and other household members as a result of operating a motor vehicle. Other policy features include medical payment reimbursement and reimbursement for injury caused to you by an uninsured or inadequately insured driver. There are many special situations where you may need to customize your policy; examples include installation of custom audio equipment, business use of your auto and teenage and guest drivers, to name a few.

• Get a quote for Personal Auto Insurance
• Get Limit Guidelines from the Wizard
• FAQs
• Glossary
• Articles and Checklists in Risk Alerts
• Request More Information
• Link to our Personal Auto Insurance page

One policy includes protection against loss to your boat, motors, trailers and equipment and liability for property damage or physical injury to others caused by you or other boat operators.

• Get a quote for Boat Insurance
• Get Limit Guidelines from the Wizard
• FAQs
• Glossary
• Articles and Checklists in Risk Alerts
• Request More Information
• Link to our Boat Insurance page

More and more people are working from home or starting home-based businesses. A standard homeowner policy affords limited protection for property and liability risks arising from home business pursuits. We have a range of options and can pick the one that's right for your business no matter how small, new or established.

• Get a quote for Home Business
• FAQs
• Glossary
• Articles and Checklists in Risk Alerts
• Request More Information
• Link to our Home Business page

Abduction of your personal information can result in financial loss ranging from a thief draining your bank accounts to new debt from fraudulently opened credit accounts. Protect yourself before you become a victim by taking necessary precautions and insuring potential loss.

• FAQs
• Glossary
• Articles and Checklists in Risk Alerts
• Request More Information
• Link to our Identity Theft page

Sometimes the coverage limits in our automobile and homeowner policies are not enough. Litigation today results in more and more jury awards for hundreds of thousands or millions of dollars. An umbrella provides extra protection of $1 million or more.

• Get a quote for Personal Umbrella
• Get Limit Guidelines from the Wizard
• FAQs
• Glossary
• Articles and Checklists in Risk Alerts
• Request More Information
• Link to our Personal Umbrella page

Many of us have possessions that are not adequately protected by a standard homeowner policy. Examples include jewelry, antiques, oriental carpets, art work, sports equipment, collectibles and firearms. Scheduling important possessions gives you adequate levels of protection, coverage against broader causes of loss and no deductible.

• Get a quote for Scheduled Personal Property
• Let the Wizard Estimate the Cost to Replace Your Possessions
• FAQs
• Glossary
• Articles and Checklists in Risk Alerts
• Request More Information
• Link to our Scheduled Personal Property page

Maybe your business owns vehicles or maybe you rent or lease them. Maybe you or your employees use personal vehicles to conduct business. If so, you need Business Auto Insurance. A Business Auto Insurance Policy protects your business against injury to others and damage to property as a result of business use of vehicles.

• Get a quote for Business Auto Insurance
• FAQs
• Glossary
• Articles and Checklists in Risk Alerts
• Request More Information
• Link to our Business Auto Insurance page

Think of it as homeowner insurance for your business. This type of policy is appropriate for many small and medium sized businesses. It conveniently includes many types of coverage like liability, building, business property and loss of income.

• Get a quote for Business Owners Policy
• FAQs
• Glossary
• Articles and Checklists in Risk Alerts
• Request More Information
• Link to our Business Owners Policy page

Your business faces exposure to loss from legal liability from a number of sources. The CGL provides broad protection from risks arising from your premises and operations, independent contractors and product liability, to name a few.

• Get a quote for Commercial General Liability
• FAQs
• Glossary
• Articles and Checklists in Risk Alerts
• Request More Information
• Link to our Commercial General Liability page

A Commercial Package is a type of business package policy that bundles coverage together for several things including liability, property, boiler and machinery, crime and other optional coverage. The options available create flexibility that allow a Package to be customized for most kinds of business.

• Get a quote for Commercial Package Policy
• FAQs
• Glossary
• Articles and Checklists in Risk Alerts
• Request More Information
• Link to our Commercial Package Policy page

This type of policy provides protection from loss, due to a variety of perils, to all kinds of business property including: building structures, furniture, inventory, equipment, and supplies, money and securities and business records. If you have a larger or more complex business you may need the flexibility of insuring your business property through a Commercial Property Policy.

• Get a quote for Commercial Property Insurance
• FAQs
• Glossary
• Articles and Checklists in Risk Alerts
• Request More Information
• Link to our Commercial Property Insurance page

This type of insurance pays for medical and rehabilitation expenses for workers injured on the job. Lost wages are also covered. Each state governs the compensation details, including the amounts paid. This is often a mandatory type of insurance.

• Get a quote for Workers' Compensation Insurance
• FAQs
• Glossary
• Articles and Checklists in Risk Alerts
• Request More Information
• Link to our Workers' Compensation Insurance page

Short Term Medical Insurance removes the risk of potentially catastrophic financial loss due to unexpected illness or injury. Apply online and get protection as soon as the next day.

• FAQs
• Glossary
• Articles and Checklists in Risk Alerts
• Request More Information
• Link to our Short Term Medical Insurance page

Health insurance is an important benefit for your employees. Having the right plan can give your business a competitive advantage as part of your overall compensation program. In fact, many people who would otherwise be qualified to run their own businesses may work for yours because of access to your benefits program. Let us help you find the best program for you.

• Get a quote for Group Health Insurance
• FAQs
• Glossary
• Articles and Checklists in Risk Alerts
• Request More Information
• Link to our Group Health Insurance page